
© 2009 Jon Ray Consultancy Ltd

About Jon Ray
JON RAY, BA (Hons) MICM MIfL LicCIPD, has worked in the banking and credit industry
for more than 20 years. Jon established the Jon Ray Consultancy in 1995 and has,
since then, personally delivered world-
Jon has appeared as guest speaker and thought-
at various credit conferences worldwide;
and has been part of the UK advisory body
for National Occupational Standards
developing qualifications for the Credit Industry
The Jon Ray Consultancy employs a selection of talented associates,
specialists in different business areas, including:
soft skills training, available on disc:
